Lindsey joined Beazley December 2020. She underwrites Deadly Weapons Protection and Safeguard, Beazley's sexual misconduct liability offering.
Educational institutions have a duty of care to their students to protect them from harm whilst they are in their care. Mandated reporting obligations in relation to sexual abuse – that is the requirement to report the facts and circumstances that led them to suspect that a child had been abused or neglected – must be taken very seriously by educational institutions.
Contractors and vendors are, as a rule, all too familiar with the numerous criteria that must be met in bidding for or securing a contract awarded for services. Proof of sufficient insurance coverage is a common requirement that ensures the facilities where they work are protected in the event of wrongdoing.