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Miscellaneous Medical Liability

Providing coverage for a variety of liability exposures arising out of a wide range of healthcare related businesses, including the gray area of healthcare and its most difficult to place risks.

What we offer

Focusing on more than just Allied Medical, MiscMed provides protection for medical professional liability exposures arising out of a wide range of healthcare-related businesses. This includes the more complex risks that can fall in the grey area of healthcare – such as search and rescue providers, humanitarian aid organizations, and social services, to name a few.  We have a robust appetite and are able to use creative underwriting for those hard-to-place risks.  Our tailored policy is simplified to provide clarity and is streamlined to incorporate endorsements that would be otherwise attached outside the policy.

How can we help

We have been underwriting our Miscellaneous Medical Liability product for nearly twenty years and our stability in the market provides reassurance that our team understands the nuances associated with this unique class of business. We go above and beyond just providing coverages that are standard in the marketplace for miscellaneous medical professional liability, we create solutions as creative and specialized as our insureds. We insure some of the most complex risks and aim to simplify the gray area of our clients’ insurance.

Who we can help

Insurable risks include:  

  • Tissue and organ procurement banking
  • Clinical and reference labs, including forensic testing 
  • Healthcare staffing, home health, and hospice
  • Diagnostic imaging services
  • Allied healthcare schools
  • Medi-spas 
  • Rehabilitation: alcohol and detox
  • Ambulance: ground and air
  • Urgent care, community and retail clinics
  • Physical, occupational and speech therapy
  • Retail and compounding pharmacies
  • Foster, adoption and social services.

WHERE IS THIS OFFERED?

Worldwide

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better.  A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond.  Simply put, at  Beazley we go to 11.  

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team.  Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

Allegations that laboratory insured provided inconsistent / incorrect laboratory results in patient blood samples.

An insured received a claim involving allegations of sexual assault during services it provided to a customer. The claimant alleged negligent hiring and retention against the insured.  The matter was resolved pre-lawsuit for a fraction of demand and avoided defense costs and litigation.

Your Beazley Team

Evan Smith

Evan Smith

Product Leader - Global Healthcare

Chicago, IL, USA

+1 (312) 476 6236

Email Evan

Natalie Mauro

Natalie Mauro

Product Leader - Global Miscellaneous Medical

London, UK

+44 (0)20 7674 7206

Email Natalie

Chelsea Thorpe

Chelsea Thorpe

Focus Group Leader - US Miscellaneous Medical and Life Sciences

Philadelphia, PA, USA

+1 (215) 252 9172

Email Chelsea

Hannah Smith

Hannah Smith

Underwriting Manager – US Miscellaneous Medical & Life Sciences

Chicago, IL, USA

+1 (770) 351 1780

Email Hannah

Piper Lee

Piper Lee

Underwriting Manager – US Miscellaneous Medical & Life Sciences

Arizona

+1 (972) 419 8008

Email Piper

Justin Sanches

Justin Sanches

Underwriting Manager – US Miscellaneous Medical & Life Sciences

Los Angeles, CA, USA

+1 (213) 228 7746

Email Justin

Dan Cornell

Dan Cornell

Underwriting Manager – US Miscellaneous Medical & Life Sciences

Boston, MA, USA

+1 (617) 239 2638

Email Dan

Amy Sarkarati

Amy Sarkarati

Underwriter - US Miscellaneous Medical & Life Sciences

Los Angeles, CA, USA

+1 (213) 228 7755

Email Amy

Paige Castillo

Paige Castillo

Underwriter - US Miscellaneous Medical & Life Sciences

Atlanta, GA, USA

+1 (213) 228 7743

Email Paige

Tyler Guglielmo

Tyler Guglielmo

Underwriter - US Miscellaneous Medical & Life Sciences

Atlanta, GA, USA

+1 (770) 351 1766

Email Tyler

Jen Foster

Jen Foster

Underwriter - US Miscellaneous Medical & Life Sciences

Remote, IN, USA

+1 (312) 476 6291

Email Jen

Justin Moree

Justin Moree

Underwriter - US Miscellaneous Medical & Life Sciences

Chicago, IL, USA

+1 872 910 3958

Email Justin

Kevin Luna

Kevin Luna

Underwriter - US Hospitals

Atlanta, GA, USA

+1 (770) 576 1509

Email Kevin

Carlos Calderon

Carlos Calderon

Underwriter - US Miscellaneous Medical & Life Sciences

Houston, TX

+1 (860) 677 3762

Email Carlos

Julz Konsulian

Julz Konsulian

Underwriter - US Miscellaneous Medical & Life Sciences

West Hartford, CT, USA

+1 (860) 677-3752

Email Julz

Keri Marmorek

Keri Marmorek

Claims Team Leader - Healthcare

New York, NY, USA

+1 (212) 801 7159

Email Keri

Heather Pfeffer

Heather Pfeffer

Focus Group Leader - US Healthcare

Chicago, IL, USA

+1 (312) 476 6215

Email Heather

Adam Moser

Adam Moser

Claims Product Specialist – Healthcare

New York, NY, USA

+1 (212) 801 7110

Email Adam

Alison Dobes

Alison Dobes

Claims Manager

Atlanta, GA, USA

+1 (770) 351 1729

Email Alison

Emily Fernandez

Emily Fernandez

Claims Manager

Chicago, IL, USA

+1 (312) 476 6233

Email Emily

Eric Kim

Eric Kim

Claims Manager

New York, NY, USA

+1 (212) 801 7193

Email Eric

Russell Chibe

Russell Chibe

Claims Manager

Chicago, IL, USA

+1 (312) 476 6270

Email Russell

Amanda DeRose

Amanda DeRose

Claims Manager

Philadelphia, PA, USA

+1 (215) 446 8438

Email Amanda

Elizabeth Rodger

Elizabeth Rodger

Claims Manager

Atlanta, GA, USA

+1 (770) 351 1823

Email Elizabeth