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Healthcare - Directors and Officers Liability

Healthcare - Directors and Officers Liability

Tailored liability cover for the directors and officers of healthcare providers.

What we offer

Directors and officers of healthcare providers have tremendous responsibilities to their patients, employees, creditors, bondholders, vendors and communities. With these responsibilities comes the pressure to deliver the highest quality care while also making difficult decisions to ensure the long-term well-being of their facilities. These decisions could not only jeopardize the continuance of their facilities, but can also put their own personal assets at risk. We offer comprehensive liability coverage that includes:

How can we help

The healthcare environment is rapidly changing and presenting new and unique exposures on a daily basis. Beazley Remedy is the newest offering that gives directors and officers the coverage they require to operate their facilities while also giving them peace of mind knowing that they are adequately covered and protected in this ever changing healthcare landscape. Beazley Remedy offers coverage against a wide range of potential healthcare specific claims while also offering a wide array of coverage enhancements.

Who we can help

Healthcare directors and officers

WHERE IS THIS OFFERED?

USA

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

Loss scenarios:

A New England hospital sent a pregnant patient to another hospital’s emergency room without having her first examined by a physician. Department of Health officials determined that this was a violation of the Emergency Medical Treatment and Labor Act (EMTALA), as unstable patients are required to be seen by a physician prior to being transferred to other facilities. Defense costs, fines and penalties exceeded $250,000.

A small hospital saw revenues drop due to new competing facilities. It’s primary creditor withdrew over $1 million from the hospital’s operating account leaving the hospital with no way to cover expenses and forcing them to declare Chapter 11 bankruptcy.