Environmental Package Policy

• Commercial general liability (GL) coverage on either a claims made or occurrence coverage trigger subject to underwriting eligibility 
• Professional liability arising out of any act, error or omission in rendering or failure to render professional services 
• Contractors' pollution legal liability (CPL) coverage  for pollution conditions arising out of the performance of or failure to perform contracting services; available on either a claims made or occurrence coverage trigger subject to underwriting eligibility 
• Contractual liability for general liability and  pollution conditions for liability assumed under a written agreement that is an insured contract including action-over protection
• Property damage includes natural resource damage  ADA/FHA/OSHA regulatory or administrative actions reimbursement extension - $30,000 per policy period 
• Defendants' reimbursement extension - up to $500 per day, subject to a maximum of $10,000 per claim 
• Disciplinary proceedings reimbursement extension - $10,000 per policy period 
• Medical payments reimbursement extension - $30,000 per policy period 

• Reputation management reimbursement - up to 50% of the first $30,000 in expenses per policy period 
• Automatic additional insured protection under GL and CPL coverage for clients when required by a written agreement 
• Automatic additional insured protection under GL and CPL coverage for clients when required by a written agreement 
• Blanket waiver of subrogation provision for clients of the insured as required by written agreement
• Broad definition of insured-includes insured's participation in joint ventures 
• Automatic 60-day coverage for acquired entities 
• Innocent insured provision 
• Hired and non-owned auto included 
• Separate limit of liability for claims expenses included within the aggregate limit of liability, employers liability and employee benefits protection available subject to underwriting eligibility  

$1M/$2M primary with a $5M Umbrella