Crime

Our crime insurance package includes:

• Dishonest acts of employees 
• Documentary fraud 
• Electronic or telephonic fraud 
• Physical loss or damage to property or premises 
• Extortion 
• Data breach costs, software removal or reconstitution costs, legal and audit costs 
• Automatic coverage for newly acquired subsidiaries with no size threshold 
• Corporate identity fraud costs 
• Liability for incomplete transactions 
• Stop payment order liability 
• Physical loss of or damage to cancelled cheques, cancelled drafts or cancelled credit card receipts 
• Theft via erroneous transfer 
• Loss of subscription rights 
• Social engineering cover included as standard 
• Liability for interest that would have accrued to a customer of the insured but did not as a direct result of a loss covered under this policy 
• Automatic reinstatement of limit.