Suspect plowed through locked gates/chain link fence, hitting tree on insured’s premises. Suspect got out of car, acting erratically in an outdoor courtyard situated in front of a large auditorium, and entered empty auditorium, where altercation occurred between suspect and armed security.
Facility placed on lockdown. Large response by police and fire. Suspect pronounced dead at scene. Later learned suspect had ties to the insured organization. Many witnesses outdoors. While police action is not covered, this was treated as a 'circumstance'.
The insured received the following services:
The value the insured received included: